If your company has more than 20 employees and maintains a group health insurance plan, chances are you need Leggette's COBRA services.
COBRA laws are complex and constantly changing. The language of the law is difficult to read, and
harder to interpret. Court cases occur regularly, and each of them must be analyzed to track new
precedents that, in essence, modify the law. Not dealing with mandated COBRA regulations can be costly.
If your COBRA compliance is not administered properly, your business could face heavy fines. You may
also face retroactive payment of medical claims and attorneys' fees if you happen to become involved in
litigation.
We offer Comprehensive COBRA Services
In today's competitive business climate, employers are doing everything they can to shift their focus to their core
business---and away from administrative tasks that frustrate staff and contribute nothing to the bottom line.
Leggette helps you achieve, maintain, and substantiate COBRA compliance, thereby, enabling you to meet COBRA
compliance responsibilites while reducing liability exposure.
- We send Initial Notices of COBRA Rights and Obligations to all newly-covered participants in an employer sponsored group health plan.
- COBRA elections come straight to Leggette. We work directly with your COBRA continuants on all COBRA issues.
- We collect all COBRA premiums and notify the insurance carriers when the coverage has been reinstated.
- We retain proof of all critical transactions in professional document archives to demonstrate compliance.
- You receive participants' update reports on all COBRA activities.
- Premiums are remitted monthly, with itemized reports.
- We bill COBRA participants monthly and send grace-period letters.
- We provide you with a phone number for direct access to your COBRA Services representative.
- We provide accounting/auditing reports to clients.
- We provide Web access for clients and participants.
- We send HIPAA Certificates of Creditable Coverage as required whenever COBRA coverage is lost.
HIPAA
The complex privacy requirements of the Health Insurance Portability and Accountability Act (HIPAA) has broad
application for many health plans, service providers, and human resources professionals as these rules create
significant limitations in the way that certain health information is maintained and transferred. Leggette offers
HIPAA administration services that will provide HIPAA Initial Rights Notices, HIPAA Privacy Notices, and
HIPAA Certificate of Creditable Coverage to your employees.
Leggette Actuaries, Inc. is in its fourth decade of designing and administering state-of-the-art corporate benefit plans.
From the beginning, we have maintained an unwavering commitment to providing the highest quality service at the most
reasonable cost. Let us help you reach your goals.
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